About
Pennyworth tracks stablecoin yield, with the conditions and traps behind each rate documented alongside.
We do not recommend products, accept referral fees, or make investment decisions on your behalf. All data is drawn from public disclosures by exchanges and protocols.
Principles
- Conservative products only. Yield-stacking, opaque structures, and unaudited protocols are not included.
- Risk takes precedence over rate. Each yield entry is presented with its associated traps.
- No affiliate fees, no referral splits, no channel partnerships. We hold no commercial interest in the numbers presented.
- We do not forecast rates. We record what has occurred.
Method
- Sources
- Public APIs and disclosure pages from each exchange. We do not scrape private pages or use account-level endpoints.
- Frequency
- Yield data refreshes hourly. Trap entries are added when a new pattern emerges, or when an existing one is verified.
- What conservative means
- Principal-recoverable as the baseline. Products that depend on perpetual subsidies, token incentives, or opaque hedging are excluded. This boundary is reviewed as observations accumulate.
- How traps are written
- Every trap entry traces back to a documented event or a reproducible product behavior, not speculation. Date, source, and scope of impact are recorded with each entry.