Skip to content
PennyworthBETA
Yield
ObservationKnowledgeAPI
EN中文
Subscribe
EN中文
Yield · CEX EarnYield · Yield StablecoinsObservationKnowledgeAPISubscribe
Pennyworth · Independent research · Not financial advice
YieldObservationKnowledgeAPIAboutSubscribeContact
*Observation·观测·Yield Temperature·收益温度Data as of 2026-07-02 07:10 UTC · 28 products
COLDCOOLMILDWARMHOT
30
Cool·凉
*What it reads·读数构成
  • Median yield中位收益
    3.36%
  • Trend & continuity趋势惯性
    ↑ 1d
  • Capital base资金面
    -0.9%
  • Market consensus市场一致性
    σ 3.98%
*39-day track·39 日走势

37 39 days back, 30 today.

Min
30
Max
38
Δ39D
-7
  • Cold0 to 20
  • Cool20 to 40
  • Mild40 to 60
  • Warm60 to 80
  • Hot80 to 100
*01Median yield·中位收益率
3.36%

↑ +0.00% vs yesterday

ALL STABLECOINS · 28 FLEXIBLE PRODUCTS

*02Rate breadth·涨跌分布

Today, 28 flexible products

  • 3
    Raised
  • 2
    Lowered
  • 23
    Flat

Mostly flat; no clear direction.

*03Yield streak·趋势连续性
↑1days

Median yield on a rising streak.

31D max up
4d
31D max down
3d
*04Stablecoin market cap·稳定币总市值
$
310.2
B
↓ -0.9%7D
  • USDT58%
  • USDC24%
  • USDS3%
  • DAI2%
  • Other13%
90-DAY TRACK

The pool is contracting; as capital flows out, yields tend to be pushed up to retain it.

*05Top by venue·各家最高

USDT flexible; tiered rates shown at the largest tier; promos and unavailable products excluded.

  1. HTX
    9.00%
  2. Gate
    6.49%
  3. Bitget
    1.88%
  4. Binance
    1.39%

761 bps between top and bottom venue; top HTX 9.00%, bottom Binance 1.39%.

*06Yield distribution·收益率分布
11<2
12-3
33-4
24-5
15-6
36-7
17-8
08-9
19-10
310-12
212+

28 products, median 3.36%