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Permian Labs·Arbitrum·GPU compute lending + PYUSD reserve·Live

USDai

A dollar token earning from GPU-compute lending with a PYUSD reserve; 8% is cashflow, points stack on top.

Current APYFloating rate
5.77%vs 14-day average
Short-term T-bill · 3.8%
CEX flexible median · 3.36%
Risk premium +197 bps
90-day range 5.57–8.34% · avg 7.21%
Yield sources
GPU compute cashflowPYUSD promo subsidyminorAbout yield sources →
※ IdentityData verified 15m ago · defillama
ProtocolPermian Labs
BackingGPU compute loans + PYUSD reserve
Protocol age~1 year
DistributionsUSDai share appreciation
TVL$301M · $394M deposits
IssuerPermian Labs (USD.AI)
ChainArbitrum
AuditsAudited
Retail accessOpen

Yield profile

90-day range 5.57–8.34% · avg 7.21%
8.34%
7.42%
6.49%
5.57%
−90dToday
Low 5.57%High 8.34%Avg 7.21%Span 90 daysSource · DeFiLlama /chart

Risk profile

Where the yield comes from — and when it gets worseSix dimensions · objective facts
Yield source

The displayed 8% includes a PayPal 4.5% PYUSD promo subsidy (expires 2026, $1B cap); Allo points are an overlay, not cashflow.

Redemption

USDai redeems instantly; the yield-bearing sUSDai has a 30-day redemption window.

Peg

Backed by a PYUSD reserve plus GPU compute loans — depends on borrower repayment and compute demand.

Liquidity

Secondary liquidity on Arbitrum.

Issuer

Permian Labs (USD.AI); the CHIP token is live (now ≈$0.03, −77%).

Data freshness

Live from DeFiLlama (usd-ai issuer pool). Data verified 15m ago.

Yield calculator

EST.
Daily+$1.58
Monthly+$48.08
1 year · at current APY+$577
Range · 1 year+$557–834

Estimated at the current floating rate of 5.77%, in USD value · the rate moves with the market and is not locked · rough gross yield only.

※ Exit & links
Official redemption

USDai instant redemption; sUSDai 30-day window

Instant DEX exit

Arbitrum secondary market · medium depth

Gas estimate

Arbitrum gas, roughly $0.1–0.5

Minimum

No minimum

Terms · Slippage / Cooldown / Gas

Where to buy
USD.AI official →Trade on Arbitrum coming soon

Links to the official site or DEX only — not a recommendation, not investment advice.